In this article Daily Human Care is going to discuss Car Accidents in Redwood City: What Happens After the Insurance Claims.
If you live in Redwood City, California, you might be wondering what happens after the insurance claims are settled on a car accident. Insurance companies will pay for all of the damages caused by the accident, but that doesn’t mean your responsibility ends there. If you can prove that the other driver was at fault, and their negligence caused your damages, you could be awarded much more money than what the insurance company offers you – and it could save you time and stress in the long run. Read on to learn more about how Car Accidents in Redwood City are handled by insurance companies and lawyers.
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The Car Accidents in Redwood City
The driver of a blue Mercedes ran a red light and collided with a red Buick at an intersection in Palo Alto. The collision totaled both cars, but fortunately, no one was injured. Both drivers refused medical attention, as did several onlookers who witnessed what happened. The police arrived at about 2 p.m., five minutes after receiving an anonymous tip about what had happened.
The investigation
If you were injured in a car accident, your insurance company will send an adjuster to investigate. The insurance company’s goal is to determine fault and liability; their goal is not to help you. They are not there to investigate your injuries or get you medical treatment—in fact, they might suggest you see a doctor who has paid them for business before (this happens all of the time). Don’t let that happen! Get yourself to a doctor that can properly treat your injuries. Your lawyer can recommend several doctors and help with your claim from start to finish.
Who’s responsible?
No matter who was at fault for a car accident, insurance companies will play a role. If you’re working with an insurance adjuster following an accident, here are some questions to ask when things aren’t going your way:
1) Was that damage really caused by my accident?
2) What’s taking so long to process my claim?
3) Why isn’t my doctor authorized on your list of providers?
4) How much is my deductible and can I lower it?
5) Are you sure you won’t settle my case without filing suit?
6) Can we settle without litigation?
7) When will I know if my case will go to trial or be settled out of court, or if it’s just not worth pursuing anymore?
Compensation
But more than anything, you should be focused on preventing accidents from happening. According to our car accident attorneys, there are several ways to do that. First and foremost, understand your own vehicle. If there’s something you don’t understand or can’t seem to use properly (like a blind spot) ask about it. You might also consider taking a defensive driving course and always wear your seatbelt – which is likely to save your life if you have an accident. However, none of these things will help if you don’t pay attention to what’s going on around you when you’re behind the wheel.
The blame game
If you’re like most people, your car is a big part of your daily life. You rely on it to get from point A to point B and back again, day after day. And when you’re not driving it around town, chances are good that it’s parked outside of your home or apartment building—ready for use at a moment’s notice. That makes cars one of our most valuable assets—but if you were hit by an inexperienced driver or fell victim to fraud after an accident, it can be one of our most stressful assets too.
New car smell, same responsibilities
When a car is totaled, it feels like such a loss. Sometimes, even after an accident, we are still left with parts of our car that need to be taken care of. There are usually bills associated with owning and operating a vehicle; insurance payments, gas costs and upkeep can add up quickly. When your car is totaled from an accident but only partially damaged, you’ll find yourself dealing with two types of insurance companies at once.
